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As a business owner, you should already be aware that taking your business online can definitely create more opportunities for you, not merely on a domestic level but rather on a global scale. But with the opportunities, it always comes with some risk as well. This risk for your business and customers is in the form of data theft and online fraud that has been on the rise in the recent past. If you are using an online payment provider in Vietnam, there are certain steps you can take to protect your business when accepting online payments from your customers. Below are some tips that you can implement into your business. 1. Security compliance certificate: If your business is PCI compliance certified, this guarantees a minimum set of security measures required by major banks to accept debit and credit card payments. Therefore, this first step is a very important step to have in place before you set up your online payment gateway in the Philippines, Vietnam, or elsewhere in South East Asia. It can help your business meet the security expectations of the online business industry. 2. Encrypting data during transmission: Data theft typically occurs when data is in transit from one server to another as this is the most vulnerable point. The payment gateway you use should encrypt data while you receive it and also before you transmit any data to maintain the highest levels of security. This adds an extra layer of protection to your e-commerce platform. 3. Strong passwords: Hackers are experienced enough to guess simple passwords made using regular patterns. While using an online payment provider in Vietnam, insist on getting your customers to use more complex passwords, which are alpha, numerical and with special characters, while creating their account for the safety of their data. 4. Authentication at multiple levels: If all your customers need to log in to their account is a login id and password, it is quite possible to steal this information and access an account unauthorized. This is where multi-factor authentication through accessing a different device to complete the login process can protect the user and its account. 5. Storing data using the cloud: There is always a risk of liability when storing customer data at your business location. It is better for your business to use a cloud storage facility that is specialized in protecting data with maximum security features in place. In case of a breach, these cloud storage facilities are well prepared to handle the situation. Use these pointers while setting up your online payment gateway in the Philippines and Vietnam. You can protect your business while continuing to grow and expand globally while reducing risk.
The popularity of cryptocurrency is on the rise every year. Individuals and companies are getting more and more involved in trading with cryptocurrency. These alternative currencies are becoming an integral part of our lives, and people are choosing to use them differently. While some only buy cryptocurrencies for trading, others use them as a form of payment. Businesses can benefit from this alternate payment method by taking advantage of the increase in the exchange rate. However, to get the best out of this, they have to find the right cryptocurrency payment gateway. Process of Crypto Transactions Cryptocurrency is not a physical currency and exists only in digital form. In simple terms, if a person wants to transfer cryptocurrency to someone else, it is simple. You will need to have access to the private key and public key associated with that value of cryptocurrency. Having cryptocurrency means that a person is accessible to a key-pair consisting of a public key (to which some amount of cryptocurrency was previously sent) and the corresponding unique private key (which authorizes the cryptocurrency previously sent to the above public key to be sent elsewhere). It is important that the private key is not shared with anybody. If John wants to send crypto to Mary, he uses his private key to sign a message with the transaction-specific details. This message will contain an input (the source transaction of the crypto previously sent to John's address), amount, and output (Mary's public address). Important Things for Your Business’ Safety For companies with customers from around the world, using a crypto payment gateway to process cryptocurrency has become a way to avoid bank transaction fees and long processing time, as well as the added task of converting from different currencies. To start off, you need a crypto wallet. Crypto wallets come with private keys or a secret number that allows the holder to access their crypto. You can also get a 'hardware wallet,' which requires you to either write down your key or keep them on a hard drive so that you don’t have to store them online. Companies are also known to sign up with a crypto exchange that stores keys on a third-party server. Get the Right Payment Gateway To get the right cryptocurrency payment gateway for your business, the quality is determined by what features you need. They should be able to accept major digital currencies for online and offline payments. They should facilitate instant locking in of rate to minimize risk to the business. Withdrawal of funds should be made available in less than a business day. Vendor or supplier payments should be supported in most of the countries in the world to facilitate international transactions. The crypto payment gateway should also integrate the API seamlessly in the checkout page. The business portal should provide real-time balance checking. You should have access to the history of transactions. The payment gateway should offer digital and fiat currency conversion. As the cryptocurrency market size grows every year, there is an increasing need for cryptocurrency exchanges. Only a decade ago, stock trading took precedence. But these days, people do trading using cryptocurrency, taking advantage of its price fluctuation. Crypto trading is carried out by professionals and crypto enthusiasts. For this reason, business owners need to embrace this technology and offer a safe and intuitive platform to trade crypto. It is only a matter of time before this technology gains widespread usage. But as a business owner, it is better to safeguard your business and be prepared to accept this form of payment to be ahead in the race.
Cryptocurrencies are more than just a fad. They let you purchase goods and services. They can also be used to trade for profits. For businesses, using a reliable cryptocurrency payment gateway is a fast and secure mode of receiving and making payments online. It is a cost-effective payment method that is very convenient when compared with traditional payment methods. What Is Cryptocurrency? A cryptocurrency or ‘crypto’ is a digital currency. It can be used to make online purchases but uses an online ledger with strong cryptography to ensure that online transactions are secure. This also helps control the minting of coins and also helps verify coin ownership transfer from one person to another. It is a digital or virtual form of currency that is implemented using decentralized control. Why Do You Need a Cryptocurrency Payment Gateway? Cryptocurrency is slowly but steadily making inroads into primary business platforms where money frequently exchanges hands. However, many businesses are wary of incorporating cryptocurrency as one of their main payment options. If business owners understand how crypto payment gateways work, they will be more forthcoming. Anything that facilitates quicker, more reliable, secure, and efficient payments will remain the top priority. This is exactly where cryptocurrency payment gateway providers come in to offer a strategic solution. This technology reduces the dependency on human involvement and allows for the addition of multiple security layers. How is Crypto Different from Traditional Payment? For local transactions, accepting traditional forms of payment may not be much different from accepting cryptocurrency. However, when it comes to international transactions, there are many problems that arise primarily due to the number of intermediaries required to go through the transactions. This significantly increases transaction time and the safety of the entire process. With crypto, because it is a decentralized gateway, it facilitates transactions with more accuracy. Business owners can be for sure that the process is safe with zero chance of losing their money. As there are no intermediaries, the transaction process is quick and precise. With crypto, all transaction details are saved online and can be retrieved on demand. Advantages of Cryptocurrency Payments Have you ever thought of taking your business global? If you accept cryptocurrency through a cryptocurrency payment gateway, your business will automatically have a global reach, and you can accept payments from customers located anywhere in the world. A reputed cryptocurrency payment gateway will be able to reduce scams and chargebacks. The transaction fees are also minimal when compared with traditional payment options. The absence of third parties in processing transactions leads to quicker and more secure payments. In the long term, this will be very good for your business as you can maintain your own asset reserve without the involvement of a third party. Things To Consider While Selecting a Crypto Gateway As a business owner, it is very important that if you are accepting cryptocurrency, you need to choose the right crypto payment gateway. The gateway service provider should provide a safe and secure gateway that is highly reliable. The user and transaction information should be efficiently protected at all times. The gateway should enable an exchange of all types of cryptocurrencies. A 2-factor authentication system should be in place before payment transactions are completed to ensure maximum security. In case of any technical issues or glitches, there should be a 24/7 support system in place to assist customers around the world. Customer service support executives should be able to communicate in multiple languages so that they will be able to serve various customers. Crypto payment gateways are the future of business. If you want to start accepting cryptocurrencies, get in touch with a reputed payment processing firm in the industry.
Cryptocurrency technology was introduced in 2009 post which it became a sought-after mode of transaction. Thus, business owners had to find service providers that enabled them to accept payments via cryptocurrencies. But as is the case with any form of transactions, owners were skeptical about the security of cryptocurrency transactions as well. However, this form of payment proved to be more secure than several other online payment methods. Depending on the technology, it is segregated into public and private. Public network technology allows several individuals to join in while keeping them anonymous. Private network technology on the other hand, uses identity confirmation for membership and privileges. Read on to know how crypto payment gateways provide secure transactions. Through Blockchain Technology Blockchain technology has been the backbone of cryptocurrency payment gateways ever since its introduction. The technology produces a structure of data along with inherent security qualities. This technology is also known as DLT which translates to Distributed Ledger Technologies. The process involves data being structured into blocks where each blocks contains one or a bundle of transactions. Every fresh block is connected to the other blocks before it in a cryptographic chain, making it tough to tamper with. The transactions within each block are agreed upon by a consensus mechanism and validate to confirm its authenticity. Through Cryptography Technology Another mode of security used by crypto payment gateways is cryptography. This technology enables two or more individuals to send and receive secure messages. These messages are encrypted in a key and algorithm that can be decrypted only by the receiver. Encryption keys play an essential role in securing the messages, valued data and transactions between two individuals that cannot be read or enable access to an unauthorized entity. It therefore secures your transactions from fraudulent attacks. Through Asymmetric Technology Asymmetric cryptography technology is amongst the most recent introductions for cryptocurrency payment gateway security systems. This technology uses two keys namely the public and the private keys for data encryption and decryption. While the public key allows easy dissemination of information like the address of the fund receiver, private key remains known to the owner exclusively. Thus, in this method the customer can encrypt a transaction using your public key, however, only you will be able to decrypt it via your private key. It, therefore, helps with authentication with the public key that verifies how genuine the sender is. The private key on the other hand, decrypts the encryption by the paired key. Through Symmetric Technology This is a single key technology used by cryptocurrencies payment gateways to secure transactions. It uses a single key to encrypt source messages, transmit it to the recipient and decrypt it at the destination. The transactions can be decrypted only by the technology that receives the transactions. Therefore, any malicious third party would be unable to decrypt and have access to the transaction without knowing the method of decryption. It is an enhanced security technology which includes several complex variations to provide optimum security to your business. It requires minimal operational overhead with a simple implementation process. Through Smart Contract Technology Smart Contract Technology is an innovative technology used by crypto payment gateways for securing transactions on a global level. It requires two parties agreeing to form a computer code. This code is then run on a blockchain and stored in the public database. This code cannot be changed or tampered with thereafter. The transactions then take place between these two parties without allowing access to any third party. As there is no inclusion of a third party, you get to save a significant brokerage amount as well!
With the world going almost completely digital in view of the pandemic, cryptocurrency has become a hit! Thus, several platforms including giants like McDonalds and KFC have started accepting cryptocurrency. Crypto payment gateways have therefore, become a global norm. Crypto payment gateway is a platform for online transactions. This platform provides access to businesses to accept payments in cryptocurrencies. The transactions merely require a digital wallet instead of credit card payments. These wallets differ between single currency and multi-currency. You can convert your cryptocurrency into fiat money at any time. Read on to know the why you need crypto payment gateways. It Provides Security Certain cryptocurrencies are based on blockchain, decentralized, a distributed and digital ledger technologies. These transactions are permanent and therefore, they cannot be modified or deleted. It is essential to choose a payment gateway that offers additional security measures. Your cryptocurrency payment gateway should offer services like PCI compliance and implement an SSL protocol. A solid crypto gateway ensures that the blockchain finances are secure by application of holding, receiving and spending the cryptocurrencies. A good crypto gateway will shield you from fraudulent activities and leaked data. It Provides a Broad Market Digital payments can sometimes be a tedious task. But certain crypto payment gateways allow acceptance of several currencies. This widens the scope of your market. Tech-savvy individuals have created a community in the cryptocurrency market. The transactions are considered seamless as it not just allows creation of a digital wallet but even allows connecting to your existing wallet. Cryptocurrency further allows your business to attract customers from the global market. International shoppers get access to your products with the ease of making payments with their native currencies. It Provides Confidentiality Cryptocurrency is built on a blockchain technology. This technology records transactions into blocks and time stamps. This results in a digital ledger of cryptocurrency transactions thus, preventing hackers from tampering with your payments. Cryptocurrency payment gateways prefer this mode of payment as it is complex and technical. The process involves a two-fold authentication process. The first step requires personal authentication that includes your username and password. It then generates an authentication code which confirms your identity. So, once the transaction is complete, it is difficult to reverse it unless the merchant consents. Retailers thus have a better protection against ecommerce frauds with cryptocurrency gateways. It Negates the Middleman Middleman is usually a term associated with the banks that are a part of the digital payment process. Blockchain technology used in crypto payments negates the need of this middleman. Non-involvement of the middleman eliminates the remittance charges that you have to pay. Remittance charges are defined as the service fees that are paid to those third parties. The transactions are completed once their services are meted out. Thus, this fee is considered as their compensation and the amount is determined on the basis of the payment amount. Thus, choosing crypto payment gateways helps you gain a better profit margin for your business. It Provides Financial Inclusion Cryptocurrency has been touted as the best mode of payment for the current generation. Individuals these days are drawn to businesses that are tech-savvy and updated with digital payment methods. Several people do not have access to the formal means of payment. Thus, if your business accepts cryptocurrencies then it provides them an alleyway to be included in the digital market and explore your store. Cryptocurrency payment gateways further enable you to include a variety of customers with simple bypassing and sans the tedious digital payment processes. Now all you have got to do is Go Crypto!
在過去幾年間,加密貨幣愈趨普及,使用量持續上升,因而對區塊鏈開發人員的需求亦隨之增加。無論您是有意成為區塊鏈開發人員,還是只想跟上最新的技術發展步伐,都可以了解更多加密貨幣的好處。 防止通貨膨脹 通貨膨脹導致多種貨幣隨時間貶值。幾乎每筆通過加密貨幣支付閘道完成的交易,在開始時已採用預設的金額。源代碼中已指定各種貨幣的數量,例如,全球只有2100萬個比特幣可用。因此,隨著需求增加,其價值也隨之上升,與市場保持同步,長遠可以防止通貨膨脹。 自我監管 加密貨幣的管理及維護,對其發展至關重要。開發人員或「礦工」在他們的硬件上儲存比特幣交易後,會獲得當中的交易費用作為獎勵。由於開發人員的工作得到補償,他們透過持續更新交易記錄,確保記錄的準確性,讓加密貨幣支付閘道配合完整及去中心化的記錄運作。 安全、私隱度高 加密貨幣支付閘道的隱私和安全一直是被大眾關注的問題,而區塊鏈賬本是由一系列難以拆解的數學謎題組成,所以令比特幣交易比一般電子交易安全。加密貨幣支付閘道會使用與所有用戶、帳戶或檔案數據無關的化名,以提高安全性和隱私性。 輕鬆進行兌換 世界上大多數貨幣都可用於購買加密貨幣,透過各種電子錢包和交易所進行加密貨幣交易,你就能以最低交易費用兌換貨幣。 去中心化 加密貨幣的主要優勢之一,在於「去中心化」。許多加密貨幣由開發人員、擁有大量加密貨幣的人和開發公司控制。與由政府控制的法定貨幣不同,去中心化能夠避免貨幣出現壟斷,以及易於控制,因此沒有任何一個組織可以決定貨幣的流動和價值,從而使其保持穩定和安全。 令交易更具成本效益 通過加密貨幣支付閘道跨境匯款,是加密貨幣最常見的用途之一。在比特幣的幫助下,用戶支付的交易費用少之又少,全因免卻了第三方驗證的需要及免除進一步交易成本的需要。 快速轉移資金 加密貨幣一直保持其作為最佳交易媒介的地位,因為驗證程序簡單,所需的時間極少,所以通過加密貨幣支付閘道進行的跨境或國內交易,都快如閃電。 即使當代最熱門的加密貨幣失去地位,它們為主流市場帶來的社會和金融概念亦會繼續傳承。在未來發展中,以上列出的好處只是冰山一角。利用價值儲存、智能合約,以及其他加密工具技術,在不久的將來,它們無疑將在人們的生活中發揮重要作用。您對加密技術的潛力了解愈多,未來生活就愈具優勢。
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比特幣是世上最常用的加密貨幣支付閘道,使用量遠遠超出其他支付服務。它被視為其中一個最安全的付款方式,網絡安全性亦較高。您能夠快捷地進行網上交易,期間無需透露任何可能與比特幣賬戶或電子錢包有關的重要資料。 許多企業選擇好好利用比特幣,並將其作為一種支付方式,允許您使用比特幣和其他加密貨幣支付閘道,購買各種商品和服務。這個卓越的嶄新支付服務徹底改變了許多人的生活方式,您現在可以輕鬆地以比特幣光顧咖啡店,或進行大額交易。如果您對比特幣運作或其支付服務有任何疑問,本文將為您提供所有答案。 什麼是比特幣支付服務? 個人和企業可以使用比特幣商戶服務或加密貨幣支付閘道,來接收商品和服務的付款,就像使用扣帳卡或信用卡一樣。加密貨幣支付閘道無需中介,消除了潛在的安全漏洞。透過直接 P2P 支付,交易收費降低、同時更具效率。 比特幣交易如何運作? 每筆比特幣交易都與三個字有關:私人鑰匙、公開鑰匙和比特幣地址。所有交易都必須使用私人鑰匙進行驗證,然後以公開鑰匙驗證與私人鑰匙連結的交易簽名。最後,比特幣地址決定了轉賬的目的地。如果您想發送比特幣,您的電子錢包會產生一個比特幣交易文件,該文件將通過區塊鏈技術,發放至比特幣網絡。 早前的交易資料、公開鑰匙、接收地址、發送金額和數碼簽名都包含在比特幣交易中。比特幣網絡通過私人鑰匙和公開鑰匙,驗證交易的合法性,以確保交易未被篡改。如果兩個密鑰都與接收地址匹配,網絡將批准交易。 什麼是比特幣挖掘? 將交易記錄添加到比特幣公共分類賬(即過去交易的區塊鏈)的過程被稱為「比特幣挖掘」。這樣做是為了驗證所有比特幣交易的有效性和安全性,以確保所有比特幣交易均為合法。雖然有越來越多企業進入比特幣挖掘的行列,但其中大部分工作是由使用了被稱為「專用集成電路」的專用芯片的電腦完成,這些芯片比標準中央處理器強大得多。 為何我的網店要接受比特幣? 任何網店都應該考慮選擇加密貨幣支付閘道,現時世上有超過3000萬個比特幣錢包,和超過700萬名線上活躍用戶。這些數字未必代表大部分互聯網用戶,但足以證明擁有數百萬人口的加密貨幣市場。他們一直在尋找能夠接受加密貨幣付款的商店。 當中有什麼優勢? 與信用卡等傳統支付方式相比,比特幣的交易費便宜得多。此外,比特幣交易不但更安全,其支付網絡亦不設地域界限,令其成為一種絶佳的支付方式。
所有支付處理方案的功能都不盡相同,能夠帶來的機會亦有所差異。有些夥伴限制您在起始階段吸納客人的潛力,這會有礙您與一些成功的戰略客戶合作,從而限制您的業務潛力。與能夠帶來充足機遇的收單夥伴合作,可以令您的支付處理方案更上一層樓。 什麼是收單夥伴? 公司需要與收單銀行合作以實現業務目標,很多人都誤以為,公司如果擁有或使用某些支付方案軟件或支付閘道軟件產品,就能夠處理信用卡和扣帳卡支付。其實,公司需要事前設立商家帳戶和其他工具,才可享用此功能,支付閘道只是支付過程的其中一部分。「收單夥伴」指代表商戶處理信用卡或扣帳卡付款時,所使用的銀行或金融機構。收單夥伴需為商家帳戶做風險評估。而商家帳戶是與實體銀行帳戶連結的虛擬帳戶,透過商家賬戶處理的交易,會結算至相應的實體銀行賬戶中。任何銀行都可以開設一般銀行賬戶,但商家賬戶必需通過收單銀行開立,而該銀行亦即是往後的收單夥伴。 添加戰略客戶 一些收單夥伴在審批業務時,都會進行風險評估,可是,這樣可能會令您失去與利潤豐厚的企業合作的機會。要成為印尼國內成功的線上支付閘道,就要與懂得靈活變通的收單夥伴合作,協助您在過去難以發展的市場中,例如線上藥房、分時度假、撰寫文件、諮詢服務和個人防護裝備等,尋找新商機,因為這些都是需要進行銷售的合法企業。如果您能夠與這些領域上的頂級企業合作,您就擁有發展業務的黃金機會,亦只有合適的收單夥伴,才能讓您成功實現目標。 提高收入 有些獨立銷售組織會更偏好與傳統的商家賬戶合作,因為他們有足夠的利潤支持,但這個做法可能只適合某些機構。眾所周知,戰略客戶賬戶在每筆交易中產生更高的費用,而當中有些商戶的業務正急速發展。一個合適的收單夥伴不止會從業界層面作出分析,更會進一步評估個別商戶的價值。一旦找到合適的商戶加入,便可以為您的組織創造豐厚的收入來源。 快速審核程序 擁有強大的收單夥伴,你的能力就不單是與新商戶合作。一個有資深銀行支援,可接受戰略賬戶的強大平台能將為您帶來時間上的優勢。優秀的收單夥伴能進行風險分析,作出正確的抉擇,更快、更有效地加入新商戶,令您更快捷地接受付款,以更快的速度帶來收入。另一個需要考慮的重要因素,是可以降低因競爭對手而失去收入的風險。 支付處理夥伴隨處可見,但並非所有都配備了合適的收單夥伴,以助您發揮潛力。如果您渴望成為印尼國內領先的支付閘道,就要鶴立雞群,與頂級收單夥伴合作,讓您的業務更上一層樓。