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As a business owner, you should already be aware that taking your business online can definitely create more opportunities for you, not merely on a domestic level but rather on a global scale. But with the opportunities, it always comes with some risk as well. This risk for your business and customers is in the form of data theft and online fraud that has been on the rise in the recent past. If you are using an online payment provider in Vietnam, there are certain steps you can take to protect your business when accepting online payments from your customers. Below are some tips that you can implement into your business. 1. Security compliance certificate: If your business is PCI compliance certified, this guarantees a minimum set of security measures required by major banks to accept debit and credit card payments. Therefore, this first step is a very important step to have in place before you set up your online payment gateway in the Philippines, Vietnam, or elsewhere in South East Asia. It can help your business meet the security expectations of the online business industry. 2. Encrypting data during transmission: Data theft typically occurs when data is in transit from one server to another as this is the most vulnerable point. The payment gateway you use should encrypt data while you receive it and also before you transmit any data to maintain the highest levels of security. This adds an extra layer of protection to your e-commerce platform. 3. Strong passwords: Hackers are experienced enough to guess simple passwords made using regular patterns. While using an online payment provider in Vietnam, insist on getting your customers to use more complex passwords, which are alpha, numerical and with special characters, while creating their account for the safety of their data. 4. Authentication at multiple levels: If all your customers need to log in to their account is a login id and password, it is quite possible to steal this information and access an account unauthorized. This is where multi-factor authentication through accessing a different device to complete the login process can protect the user and its account. 5. Storing data using the cloud: There is always a risk of liability when storing customer data at your business location. It is better for your business to use a cloud storage facility that is specialized in protecting data with maximum security features in place. In case of a breach, these cloud storage facilities are well prepared to handle the situation. Use these pointers while setting up your online payment gateway in the Philippines and Vietnam. You can protect your business while continuing to grow and expand globally while reducing risk.
The popularity of cryptocurrency is on the rise every year. Individuals and companies are getting more and more involved in trading with cryptocurrency. These alternative currencies are becoming an integral part of our lives, and people are choosing to use them differently. While some only buy cryptocurrencies for trading, others use them as a form of payment. Businesses can benefit from this alternate payment method by taking advantage of the increase in the exchange rate. However, to get the best out of this, they have to find the right cryptocurrency payment gateway. Process of Crypto Transactions Cryptocurrency is not a physical currency and exists only in digital form. In simple terms, if a person wants to transfer cryptocurrency to someone else, it is simple. You will need to have access to the private key and public key associated with that value of cryptocurrency. Having cryptocurrency means that a person is accessible to a key-pair consisting of a public key (to which some amount of cryptocurrency was previously sent) and the corresponding unique private key (which authorizes the cryptocurrency previously sent to the above public key to be sent elsewhere). It is important that the private key is not shared with anybody. If John wants to send crypto to Mary, he uses his private key to sign a message with the transaction-specific details. This message will contain an input (the source transaction of the crypto previously sent to John's address), amount, and output (Mary's public address). Important Things for Your Business’ Safety For companies with customers from around the world, using a crypto payment gateway to process cryptocurrency has become a way to avoid bank transaction fees and long processing time, as well as the added task of converting from different currencies. To start off, you need a crypto wallet. Crypto wallets come with private keys or a secret number that allows the holder to access their crypto. You can also get a 'hardware wallet,' which requires you to either write down your key or keep them on a hard drive so that you don’t have to store them online. Companies are also known to sign up with a crypto exchange that stores keys on a third-party server. Get the Right Payment Gateway To get the right cryptocurrency payment gateway for your business, the quality is determined by what features you need. They should be able to accept major digital currencies for online and offline payments. They should facilitate instant locking in of rate to minimize risk to the business. Withdrawal of funds should be made available in less than a business day. Vendor or supplier payments should be supported in most of the countries in the world to facilitate international transactions. The crypto payment gateway should also integrate the API seamlessly in the checkout page. The business portal should provide real-time balance checking. You should have access to the history of transactions. The payment gateway should offer digital and fiat currency conversion. As the cryptocurrency market size grows every year, there is an increasing need for cryptocurrency exchanges. Only a decade ago, stock trading took precedence. But these days, people do trading using cryptocurrency, taking advantage of its price fluctuation. Crypto trading is carried out by professionals and crypto enthusiasts. For this reason, business owners need to embrace this technology and offer a safe and intuitive platform to trade crypto. It is only a matter of time before this technology gains widespread usage. But as a business owner, it is better to safeguard your business and be prepared to accept this form of payment to be ahead in the race.
Cryptocurrencies are more than just a fad. They let you purchase goods and services. They can also be used to trade for profits. For businesses, using a reliable cryptocurrency payment gateway is a fast and secure mode of receiving and making payments online. It is a cost-effective payment method that is very convenient when compared with traditional payment methods. What Is Cryptocurrency? A cryptocurrency or ‘crypto’ is a digital currency. It can be used to make online purchases but uses an online ledger with strong cryptography to ensure that online transactions are secure. This also helps control the minting of coins and also helps verify coin ownership transfer from one person to another. It is a digital or virtual form of currency that is implemented using decentralized control. Why Do You Need a Cryptocurrency Payment Gateway? Cryptocurrency is slowly but steadily making inroads into primary business platforms where money frequently exchanges hands. However, many businesses are wary of incorporating cryptocurrency as one of their main payment options. If business owners understand how crypto payment gateways work, they will be more forthcoming. Anything that facilitates quicker, more reliable, secure, and efficient payments will remain the top priority. This is exactly where cryptocurrency payment gateway providers come in to offer a strategic solution. This technology reduces the dependency on human involvement and allows for the addition of multiple security layers. How is Crypto Different from Traditional Payment? For local transactions, accepting traditional forms of payment may not be much different from accepting cryptocurrency. However, when it comes to international transactions, there are many problems that arise primarily due to the number of intermediaries required to go through the transactions. This significantly increases transaction time and the safety of the entire process. With crypto, because it is a decentralized gateway, it facilitates transactions with more accuracy. Business owners can be for sure that the process is safe with zero chance of losing their money. As there are no intermediaries, the transaction process is quick and precise. With crypto, all transaction details are saved online and can be retrieved on demand. Advantages of Cryptocurrency Payments Have you ever thought of taking your business global? If you accept cryptocurrency through a cryptocurrency payment gateway, your business will automatically have a global reach, and you can accept payments from customers located anywhere in the world. A reputed cryptocurrency payment gateway will be able to reduce scams and chargebacks. The transaction fees are also minimal when compared with traditional payment options. The absence of third parties in processing transactions leads to quicker and more secure payments. In the long term, this will be very good for your business as you can maintain your own asset reserve without the involvement of a third party. Things To Consider While Selecting a Crypto Gateway As a business owner, it is very important that if you are accepting cryptocurrency, you need to choose the right crypto payment gateway. The gateway service provider should provide a safe and secure gateway that is highly reliable. The user and transaction information should be efficiently protected at all times. The gateway should enable an exchange of all types of cryptocurrencies. A 2-factor authentication system should be in place before payment transactions are completed to ensure maximum security. In case of any technical issues or glitches, there should be a 24/7 support system in place to assist customers around the world. Customer service support executives should be able to communicate in multiple languages so that they will be able to serve various customers. Crypto payment gateways are the future of business. If you want to start accepting cryptocurrencies, get in touch with a reputed payment processing firm in the industry.
Cryptocurrency technology was introduced in 2009 post which it became a sought-after mode of transaction. Thus, business owners had to find service providers that enabled them to accept payments via cryptocurrencies. But as is the case with any form of transactions, owners were skeptical about the security of cryptocurrency transactions as well. However, this form of payment proved to be more secure than several other online payment methods. Depending on the technology, it is segregated into public and private. Public network technology allows several individuals to join in while keeping them anonymous. Private network technology on the other hand, uses identity confirmation for membership and privileges. Read on to know how crypto payment gateways provide secure transactions. Through Blockchain Technology Blockchain technology has been the backbone of cryptocurrency payment gateways ever since its introduction. The technology produces a structure of data along with inherent security qualities. This technology is also known as DLT which translates to Distributed Ledger Technologies. The process involves data being structured into blocks where each blocks contains one or a bundle of transactions. Every fresh block is connected to the other blocks before it in a cryptographic chain, making it tough to tamper with. The transactions within each block are agreed upon by a consensus mechanism and validate to confirm its authenticity. Through Cryptography Technology Another mode of security used by crypto payment gateways is cryptography. This technology enables two or more individuals to send and receive secure messages. These messages are encrypted in a key and algorithm that can be decrypted only by the receiver. Encryption keys play an essential role in securing the messages, valued data and transactions between two individuals that cannot be read or enable access to an unauthorized entity. It therefore secures your transactions from fraudulent attacks. Through Asymmetric Technology Asymmetric cryptography technology is amongst the most recent introductions for cryptocurrency payment gateway security systems. This technology uses two keys namely the public and the private keys for data encryption and decryption. While the public key allows easy dissemination of information like the address of the fund receiver, private key remains known to the owner exclusively. Thus, in this method the customer can encrypt a transaction using your public key, however, only you will be able to decrypt it via your private key. It, therefore, helps with authentication with the public key that verifies how genuine the sender is. The private key on the other hand, decrypts the encryption by the paired key. Through Symmetric Technology This is a single key technology used by cryptocurrencies payment gateways to secure transactions. It uses a single key to encrypt source messages, transmit it to the recipient and decrypt it at the destination. The transactions can be decrypted only by the technology that receives the transactions. Therefore, any malicious third party would be unable to decrypt and have access to the transaction without knowing the method of decryption. It is an enhanced security technology which includes several complex variations to provide optimum security to your business. It requires minimal operational overhead with a simple implementation process. Through Smart Contract Technology Smart Contract Technology is an innovative technology used by crypto payment gateways for securing transactions on a global level. It requires two parties agreeing to form a computer code. This code is then run on a blockchain and stored in the public database. This code cannot be changed or tampered with thereafter. The transactions then take place between these two parties without allowing access to any third party. As there is no inclusion of a third party, you get to save a significant brokerage amount as well!
With the world going almost completely digital in view of the pandemic, cryptocurrency has become a hit! Thus, several platforms including giants like McDonalds and KFC have started accepting cryptocurrency. Crypto payment gateways have therefore, become a global norm. Crypto payment gateway is a platform for online transactions. This platform provides access to businesses to accept payments in cryptocurrencies. The transactions merely require a digital wallet instead of credit card payments. These wallets differ between single currency and multi-currency. You can convert your cryptocurrency into fiat money at any time. Read on to know the why you need crypto payment gateways. It Provides Security Certain cryptocurrencies are based on blockchain, decentralized, a distributed and digital ledger technologies. These transactions are permanent and therefore, they cannot be modified or deleted. It is essential to choose a payment gateway that offers additional security measures. Your cryptocurrency payment gateway should offer services like PCI compliance and implement an SSL protocol. A solid crypto gateway ensures that the blockchain finances are secure by application of holding, receiving and spending the cryptocurrencies. A good crypto gateway will shield you from fraudulent activities and leaked data. It Provides a Broad Market Digital payments can sometimes be a tedious task. But certain crypto payment gateways allow acceptance of several currencies. This widens the scope of your market. Tech-savvy individuals have created a community in the cryptocurrency market. The transactions are considered seamless as it not just allows creation of a digital wallet but even allows connecting to your existing wallet. Cryptocurrency further allows your business to attract customers from the global market. International shoppers get access to your products with the ease of making payments with their native currencies. It Provides Confidentiality Cryptocurrency is built on a blockchain technology. This technology records transactions into blocks and time stamps. This results in a digital ledger of cryptocurrency transactions thus, preventing hackers from tampering with your payments. Cryptocurrency payment gateways prefer this mode of payment as it is complex and technical. The process involves a two-fold authentication process. The first step requires personal authentication that includes your username and password. It then generates an authentication code which confirms your identity. So, once the transaction is complete, it is difficult to reverse it unless the merchant consents. Retailers thus have a better protection against ecommerce frauds with cryptocurrency gateways. It Negates the Middleman Middleman is usually a term associated with the banks that are a part of the digital payment process. Blockchain technology used in crypto payments negates the need of this middleman. Non-involvement of the middleman eliminates the remittance charges that you have to pay. Remittance charges are defined as the service fees that are paid to those third parties. The transactions are completed once their services are meted out. Thus, this fee is considered as their compensation and the amount is determined on the basis of the payment amount. Thus, choosing crypto payment gateways helps you gain a better profit margin for your business. It Provides Financial Inclusion Cryptocurrency has been touted as the best mode of payment for the current generation. Individuals these days are drawn to businesses that are tech-savvy and updated with digital payment methods. Several people do not have access to the formal means of payment. Thus, if your business accepts cryptocurrencies then it provides them an alleyway to be included in the digital market and explore your store. Cryptocurrency payment gateways further enable you to include a variety of customers with simple bypassing and sans the tedious digital payment processes. Now all you have got to do is Go Crypto!
在过去几年间,加密货币愈趋普及,使用量持续上升,因而对区块链开发人员的需求亦随之增加。无论您是有意成为区块链开发人员,还是只想跟上最新的技术发展步伐,都可以了解更多加密货币的好处。 防止通货膨胀 通货膨胀导致多种货币随时间贬值。几乎每笔通过加密货币支付闸道完成的交易,在开始时已采用预设的金额。源代码中已指定各种货币的数量,例如,全球只有2100万个比特币可用。因此,随着需求增加,其价值也随之上升,与市场保持同步,长远可以防止通货膨胀。 自我监管 加密货币的管理及维护,对其发展至关重要。开发人员或「矿工」在他们的硬件上储存比特币交易后,会获得当中的交易费用作为奖励。由于开发人员的工作得到补偿,他们透过持续更新交易记录,确保记录的准确性,让加密货币支付闸道配合完整及去中心化的记录运作。 安全、私隐度高 加密货币支付闸道的隐私和安全一直是被大众关注的问题,而区块链账本是由一系列难以拆解的数学谜题组成,所以令比特币交易比一般电子交易安全。加密货币支付闸道会使用与所有用户、帐户或档案数据无关的化名,以提高安全性和隐私性。 轻松进行兑换 世界上大多数货币都可用于购买加密货币,透过各种电子钱包和交易所进行加密货币交易,你就能以最低交易费用兑换货币。 去中心化 加密货币的主要优势之一,在于「去中心化」。许多加密货币由开发人员、拥有大量加密货币的人和开发公司控制。与由政府控制的法定货币不同,去中心化能够避免货币出现垄断,以及易于控制,因此没有任何一个组织可以决定货币的流动和价值,从而使其保持稳定和安全。 令交易更具成本效益 通过加密货币支付闸道跨境汇款,是加密货币最常见的用途之一。在比特币的帮助下,用户支付的交易费用少之又少,全因免却了第三方验证的需要及免除进一步交易成本的需要。 快速转移资金 加密货币一直保持其作为最佳交易媒介的地位,因为验证程序简单,所需的时间极少,所以通过加密货币支付闸道进行的跨境或国内交易,都快如闪电。 即使当代最热门的加密货币失去地位,它们为主流市场带来的社会和金融概念亦会继续传承。在未来发展中,以上列出的好处只是冰山一角。利用价值储存、智能合约,以及其他加密工具技术,在不久的将来,它们无疑将在人们的生活中发挥重要作用。您对加密技术的潜力了解愈多,未来生活就愈具优势。
Payment Asia在铜锣湾崇光百货外 - 全亚太区最大的户外电视屏幕 - 隆重推出了全新户外广告,经过的话欢迎驻足欣赏!在旺角亚皆老街亦更新了户外广告内容: 为配合$5000电子消费券推行,Payment Asia将会提供中小企优惠予商户:PA Pay商户收款方案可以一机过收齐Mastercard、AlipayHK、WeChatPayHK同银联闪付及二维码。现申请即享免年费、免装机费及至抵交易手续费,特快批核让您及早为$5000电子消费券做好准备! 欢迎联络我们了解更多详情。
比特币是世上最常用的加密货币支付闸道,使用量远远超出其他支付服务。它被视为其中一个最安全的付款方式,网络安全性亦较高。您能够快捷地进行网上交易,期间无需透露任何可能与比特币账户或电子钱包有关的重要资料。 许多企业选择好好利用比特币,并将其作为一种支付方式,允许您使用比特币和其他加密货币支付闸道,购买各种商品和服务。这个卓越的崭新支付服务彻底改变了许多人的生活方式,您现在可以轻松地以比特币光顾咖啡店,或进行大额交易。如果您对比特币运作或其支付服务有任何疑问,本文将为您提供所有答案。 什么是比特币支付服务? 个人和企业可以使用比特币商户服务或加密货币支付闸道,来接收商品和服务的付款,就像使用扣帐卡或信用卡一样。加密货币支付闸道无需中介,消除了潜在的安全漏洞。透过直接 P2P 支付,交易收费降低、同时更具效率。 比特币交易如何运作? 每笔比特币交易都与三个字有关:私人钥匙、公开钥匙和比特币地址。所有交易都必须使用私人钥匙进行验证,然后以公开钥匙验证与私人钥匙连结的交易签名。最后,比特币地址决定了转账的目的地。如果您想发送比特币,您的电子钱包会产生一个比特币交易文件,该文件将通过区块链技术,发放至比特币网络。 早前的交易资料、公开钥匙、接收地址、发送金额和数码签名都包含在比特币交易中。比特币网络通过私人钥匙和公开钥匙,验证交易的合法性,以确保交易未被篡改。如果两个密钥都与接收地址匹配,网络将批准交易。 什么是比特币挖掘? 将交易记录添加到比特币公共分类账(即过去交易的区块链)的过程被称为「比特币挖掘」。这样做是为了验证所有比特币交易的有效性和安全性,以确保所有比特币交易均为合法。虽然有越来越多企业进入比特币挖掘的行列,但其中大部分工作是由使用了被称为「专用集成电路」的专用芯片的电脑完成,这些芯片比标准中央处理器强大得多。 为何我的网店要接受比特币? 任何网店都应该考虑选择加密货币支付闸道,现时世上有超过3000万个比特币钱包,和超过700万名线上活跃用户。这些数字未必代表大部分互联网用户,但足以证明拥有数百万人口的加密货币市场。他们一直在寻找能够接受加密货币付款的商店。 当中有什么优势? 与信用卡等传统支付方式相比,比特币的交易费便宜得多。此外,比特币交易不但更安全,其支付网络亦不设地域界限,令其成为一种绝佳的支付方式。
所有支付处理方案的功能都不尽相同,能够带来的机会亦有所差异。有些伙伴限制您在起始阶段吸纳客人的潜力,这会有碍您与一些成功的战略客户合作,从而限制您的业务潜力。与能够带来充足机遇的收单伙伴合作,可以令您的支付处理方案更上一层楼。 什么是收单伙伴? 公司需要与收单银行合作以实现业务目标,很多人都误以为,公司如果拥有或使用某些支付方案软件或支付闸道软件产品,就能够处理信用卡和扣帐卡支付。其实,公司需要事前设立商家帐户和其他工具,才可享用此功能,支付闸道只是支付过程的其中一部分。 「收单伙伴」指代表商户处理信用卡或扣帐卡付款时,所使用的银行或金融机构。收单伙伴需为商家帐户做风险评估。而商家帐户是与实体银行帐户连结的虚拟帐户,透过商家账户处理的交易,会结算至相应的实体银行账户中。任何银行都可以开设一般银行账户,但商家账户必需通过收单银行开立,而该银行亦即是往后的收单伙伴。 添加战略客户 一些收单伙伴在审批业务时,都会进行风险评估,可是,这样可能会令您失去与利润丰厚的企业合作的机会。要成为印尼国内成功的线上支付闸道,就要与懂得灵活变通的收单伙伴合作,协助您在过去难以发展的市场中,例如线上药房、分时度假、撰写文件、咨询服务和个人防护装备等,寻找新商机,因为这些都是需要进行销售的合法企业。如果您能够与这些领域上的顶级企业合作,您就拥有发展业务的黄金机会,亦只有合适的收单伙伴,才能让您成功实现目标。 提高收入 有些独立销售组织会更偏好与传统的商家账户合作,因为他们有足够的利润支持,但这个做法可能只适合某些机构。众所周知,战略客户账户在每笔交易中产生更高的费用,而当中有些商户的业务正急速发展。一个合适的收单伙伴不止会从业界层面作出分析,更会进一步评估个别商户的价值。一旦找到合适的商户加入,便可以为您的组织创造丰厚的收入来源。 快速审核程序 拥有强大的收单伙伴,你的能力就不单是与新商户合作。一个有资深银行支援,可接受战略账户的强大平台能将为您带来时间上的优势。优秀的收单伙伴能进行风险分析,作出正确的抉择,更快、更有效地加入新商户,令您更快捷地接受付款,以更快的速度带来收入。另一个需要考虑的重要因素,是可以降低因竞争对手而失去收入的风险。 支付处理伙伴随处可见,但并非所有都配备了合适的收单伙伴,以助您发挥潜力。如果您渴望成为印尼国内领先的支付闸道,就要鹤立鸡群,与顶级收单伙伴合作,让您的业务更上一层楼。